Another film that I had heard praised often over the past decade or so, Margin Call is a snapshot of the very beginning of the 2008 financial crisis. Okay, maybe not the VERY beginning, which was actually far back when financial institutions started to get more carefree and cocky with their ability to repackage and resell major debts, but it's certainly the day that saw a shockwave ripple through the world of finance. As we call all see now though, no permanent change came from this, at least nothing notable to stop the rich exploiting the market to get even richer while the relatively poor majority get left to pick up the pieces whenever a bubble bursts. So Margin Call feels a bit more sour as a viewing experience because of that knowledge.
Just as he's being removed from his key position in an investment bank, Eric Dale (Stanley Tucci) passes some of his work over to Peter Sullivan (Zachary Quinto) and asks him to look into it. Sullivan does, and what he finds makes him talk it over with Will Emerson (Paul Bettany), who passes it up the chain to Sam Rogers (Kevin Spacey), Jared Cohen (Simon Baker), and, where the buck ultimately stops, John Tuld (Jeremy Irons). Things are set to become very bad, and there will need to be a sacrifice. Will it be Eric, or will it be the tough and ready-for-a-fight Sarah Robertson (Demi Moore).
Margin Call works well by spelling out the circumstances that helped to create the perfect storm that upset everything back in 2008. Viewers may not get every nuance and detail, but there's always enough to at least get some tenuous grasp on (helped by one character specifically asking to have the whole thing explained to him as if he was a child). Writer-director J. C. Chandor knows how to convey the required information, and he also delivers a number of exchanges that reveal the motivations and environment that these main characters are used to, but he also seems to have delivered something that could easily be read as "won't someone think of the poor bankers?" Maybe I am misreading a number of scenes, but it's hard to find any sympathy for characters who are either due to be handsomely rewarded while the rest of the world falls into financial ruin or simply start whining because they won't stay on track to make the millions that they've been dreaming about for some time.
The cast are all very good, at least there's that. Quinto is particularly enjoyable, and his performance here reminded me of how much more I would like to see him do. Tucci is never bad, Spacey works well, and Baker, Moore, and Irons are all very believable. It's Bettany who steals the movie though, even outshining Quinto. Whether providing a running commentary on the unfolding situation or helping to prepare his colleagues for whatever fate might await them, Bettany is able to be mesmerising and charming without working hard to make his character particularly likable.
There's nothing I can really fault, not when it comes to the dialogue and the performances, but personal preference means that I would recommend a number of other movies ahead of this, movies that quite rightly point to those exploiting the situation and blaming them for making a bad time even worse for many other innocent (and not-so-innocent) parties.
7/10
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